Environmental/Pollution
- General Liability – Restoration & Mold Contractors
- Contractors Pollution
- Transportation Pollution
- Site Specific Pollution
- Underground Storage Tanks
- And More
Excess/Umbrella
- Commercial Umbrella
- Excess Auto
- Excess Liability
- Personal Umbrella
Liability
- General Liability
- Products Liability
- Discontinued Product Liability
- Railroad Protective Liability
- And More
Property/Inland Marine
- High Value Property
- Vacant Property
- Bailees’ Customers
- Contractors Equipment
- Warehouseman Liability
- And More
Coverages Available
- Garage Liability (Dealers and Services)
- Dealer’s Physical Damage (Open Lot – inventory held for sale)
- Garagekeepers (non-owned vehicles in for repair)
- Legal Liability
- Direct Primary
- Direct Excess
- Uninsured/Underinsured Motorists
- Medical Payments (Auto and Premises)
- Broad Form Products
- Drive Other Car
- Auto Dealers Acts, Errors or Omissions
- And More
Operations We Can Cover
- Alarm Installation or Repair
- ATV/UTV/Dirt Bike or Snowmobile Repair & Sales
- Auto Auction
- Auto Body Shop and Painting
- Auto Dismantling
- Boat/Jet Ski Repair & Sales
- Bus Repair & Sales
- Camper/Travel Trailer Repair & Sales
- Classic/Antique Car Repair & Sales
- Heavy Truck Sales & Repair
- Mobile Repair Operations
- Motorcycle Repair & Sales
- Repair Shops including Auto Body Repair
- RV Repair & Storage
- Trailer Dealer (Semi, Utility or Livestock)
- Used Auto Dealers
- Valet Parking
- Wrecker/Tow Truck
- And More
- Adult Video Store
- Alarm/Fire Extinguisher Installation & Repair
- Alcohol & Drug Rehabilitation
- Ambulance/Paramedics Professional
- Antique/Classic/Rare Car Physical Damage
- Amusement Centers
- Audiologist
- ATV Clubs
- Bailees Customers
- Bar/Tavern
- Batting Cages
- Beauty/Barber
- Bounce Houses
- Boat Rental Liability
- Bonds
- Bowling Alley Package
- Builder’s Risk
- Camps & Campgrounds
- Climbing Walls
- Clubs – hunting, legions, VFWs
- Contractors (all types)
- Contractors Equipment Physical Damage
- Counselors Professional
- Crime
- Data Equipment Floater
- Day Care Centers – (children & adult)
- Demolition Liability
- Dental Hygienist
- Equipment Rental
- Exercise/Health Clubs
- Fire
- Fireworks Displays
- Fireworks Stands
- General Contractors
- Gravel Pits
- General Liabilty
- Go-Karts Tracks
- Habitational – Apartments, Dwellings, Boarding Houses
- Hay Rides
- Inland Marine
- Long Term Leased/Contingent Auto
- Liquor Liability
- Logging
- Manufacturing
- Mobile Home Parks
- Non-Emergency Transportation
- OCP
- Optometrist/Optician
- Outfitters & Guides
- Pawn Shops
- Prize Indemnification including Hole-in-One
- Retail Stores
- Restaurants
- Resorts
- Roofers – commercial & residential
- Salvage Yards
- Security Guards/Detective agencies
- Snowmobile Clubs
- Special Events Liability
- Tanning Salons
- Therapist (Massage, Occupational, Physical, Respiratory, Speech)
- Truckers
- Vacant Property (Commercial or Residential)
- X-Ray Technician
- Zoos including Petting Zoos
- And much more
Property
- Protection Class 1 through PC 10
- Basic, Broad & Special Causes of Loss
- Replacement Cost or ACV
- Building Coverage
- Business Personal Property Coverage
- Business Interruption and Extra Expense
- Building Ordinance or Law
- And more
Inland Marine
- Accounts Receivable
- Builder’s Risk
- Bailees
- Computer Systems – Electronic Data
- Contractors Equipment (scheduled & miscellaneous tools)
- Installation Floater
- Personal Articles
- Prize Indemnification (Hole-in-One, Basketball Shot, etc)
- And more
Crime
Cyber
Directors & Officers (D&O)
- Condo/Homeowner Associations
- For Profit Entities
- Non-Profit Entities
- Public Officials Liability
- School Board Officials Liability
- And More
Errors & Omissions (E&O)
- Accountants (CPAs, Tax Preparation, Bookkeepers, etc)
- Architects & Engineers
- Collection Agency
- Consultants
- Information Technology (Computer Programmers, Consultants, etc)
- Insurance (Claims Adjusters, Insurance Agents/Brokers, etc)
- Real Estate (Abstractors, Title Agents, Appraisers, Inspectors, Land Surveyors, Mortgage Brokers, Real Estate Agents/Brokers, etc)
- Testing Labs
- Translators
- And More
Employment Practices Liability
Medical Professional
Miscellaneous Professional
Tenant Discrimination
And more
Business Auto
- Auto Liability & Physical Damage
- Bobtail/Non-Trucking Liability
- Farmers
- And More
Truck
- Auto Liability & Physical Damage
- Cargo
- Dump Trucks
- For Hire Carriers
- Garbage Trucks
- Gas/Crude Oil
- Motor Home Toter (liability & PD only)
- Radius – Local to Long Haul
- Sand & Gravel Haulers
- Single Unit Accounts to Large Multiple Unit Fleets
- Private Carriers
- Tow Trucks
- And More
- Financing available for policies written with E&L
- 20% Minimum Down Payment
- 10 Monthly Payments
- Numerous Payment Options available
- 100% Commission immediately earned
- 100% of any endorsement can be financed until account is billed in full